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What to Do in Case of an Accident in Grimes
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Screeching tires, crunching metal – it's an accident! If you've ever been in a car accident in Grimes, even a minor one, you know how upsetting it can be. It's hard to think straight and know what to do.Let's review what Grimes drivers should do in case of an accident:When an accident occurs, you should always stop. Leaving the scene of an accident in Grimes is considered a crime - even if it's not your fault. And hit and run penalties are fairly severe, possibly resulting in steep fines, loss of your IA driver's license or even jail time.Your jurisdiction may require that you try to help someone who is injured by calling for help or performing first aid if you are able. Warn other motorists by putting out flares, using your flashers or lifting your hood. Call Grimes emergency services as soon as possible. Tell the operator if medical or fire help is needed.You should always file a police report. It's tempting to skip this if everything seems to be ok. But without a police report, the other guy can say whatever he wants about the accident later, and you won't have an objective report to help defend yourself. Discuss the accident only with the police. Emotions are strong after an accident and we naturally want to talk about it – don't. Never admit fault or guilt to anyone including the Grimes police officer. Sometimes we may feel at fault, but in the eyes of the law, the other guy may be responsible.Truthfully give the officer the facts: such as, "I was going 30 miles an hour," or, "I was going 55 kilometers per hour," not, "I wasn't speeding." Remember, anything you say to the officer or anyone else can be used against you. Also get the officer's name and ID number and ask where you can get a copy of the accident report.Get the facts on the driver and owner of the other vehicle:
Also take down a description of the other vehicle, license plate and vehicle identification number (VIN). Most IA auto insurance companies don't record license plate numbers, so the VIN is the best way to track a vehicle in IA.Ask witnesses, including passengers, to wait for the police. If they can't wait, ask for contact information and request that they write a brief description of what they saw. If someone refuses to leave their name, write down their license plate number so the police can track them down later if necessary. Always call your insurance agent or your insurance company. Call or see a physician if you think you may have been injured. For vehicle repairs, call Grimes Tire and Auto Center at 515.986.2221.
Contact Grimes Tire and Auto Center to learn more about what to do in case of an auto accident.You can find us at:
1100 1st Street Grimes, IA 50111 515.986.2221
Are There Blind Spots in Grimes?
All Grimes drivers have blind spots – and no, I'm not talking about the fact that you really don't sing like Adele. I mean the areas of the road that you can't see when you're driving around Grimes.First let's talk about our own blinds spots, and then we can talk about others...To begin, we can greatly reduce blind spots by properly adjusting our mirrors to give the widest coverage possible. Make the adjustments in your vehicle before you start to drive.First, Grimes drivers should adjust their rear view mirrors to give the best possible view directly to the rear of their vehicle. Grimes folks don't need it to get a better view of either side of the car, the kids in the back seat or their dazzling smile. It's pretty obvious, the rear view mirror should reflect the rear.Next, lean your head until it almost touches the driver's side window. Adjust your side mirror so that you can just barely see the side of your car. Now, lean your head to the middle of the car and adjust the outside mirror so that you can barely see the right side of the car.When Grimes drivers adjust their mirrors this way, they'll have maximum coverage. Of course driving is a dynamic process – things change every second on IA roads and busy highways. So it's wise to take a quick look to the side when passing to make sure that another vehicle hasn't moved into an area you couldn't see in your mirrors.As you drive around the Grimes area, avoid staying in others' blind spots. You can't count on them to be watching their mirrors and looking out for you.Here are some tips for passing a heavy vehicle on IA roads:Avoid the blind spots. If you can't see the drivers face in one of his mirrors or in a window, he cannot see you!Don't follow too close. If you can't see one of the truck's mirrors, you're too close.Make sure there is plenty of room to pass. Trucks are long and take time to get around. If you're on one of our local two-lane highways, wait for a passing zone.Don't linger when passing. Because the blind spots are so big on the sides, you want to get through them quickly. If you can't pass quickly, drop back.Pass on the left whenever possible. A trucks' blind spot is much larger on the right.The team of automotive professionals at Grimes Tire and Auto Center want you to watch those blind spots – but feel free to sing in the shower all you want.
Grimes Tire and Auto Center1100 1st StreetGrimes, IA 50111515.986.2221
Lease or Buy?
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Lease? Or buy? These are the options for Grimes drivers. It's always a tough question for auto owners, but here is some info that'll help you make an informed decision.If you buy, you'll pay the full cost of the vehicle, maybe an initial down payment, monthly payments on the balance that pays down the loan principal, and the finance charge.Grimes drivers who lease finance the portion of the cost of the vehicle that's used up during the term of the lease. You'll pay some money up front: fees, security deposit, first month's payment and maybe a capital reduction. The monthly payments include a depreciation cost and a finance charge. When the lease is up, you return the vehicle to your local Grimes area dealership. So how do Grimes drivers decide?First, how much do you have for a down payment? A lease usually requires a smaller down payment.How much monthly payment can you afford? Again, lease payments will be much lower for any given down payment.A lease needs requires better credit, so that's a factor.How long will you keep the vehicle? Grimes drivers who keep their vehicles around for a while will pay less if they buy. But just two or three years? Then leasing is the way to go.
If your car might suffer a ding or two, like a work truck would, then buying's better. The auto leasing company will want their vehicle back at the lease end in tip top shape, and if repairs are needed, you'll pay.How far do you drive in and around the Grimes area? Important to consider because leases have a mileage limit; if you go over, you pay a hefty charge per mile/kilometer when the lease is up. So high mileage IA drivers should definitely buy.Will the car be used in your business? Check with your accountant, but both financing options have different tax benefits, depending on your circumstances.Over the short term, leasing is much cheaper. Medium term, leasing and buying costs are about the same. Over the long haul, leasing always costs more.Leases may sound a bit complicated, and the typical lease decision weighs more on the monthly payment rather than price. So sometimes Grimes leasers may pay on a higher purchase price than a buyer would.Here is a tip: If the salesman asks if you'll be leasing or buying, say you're not sure yet. Make your best deal, then look at your financing options.Here's another: With a buy or a lease, if you total the vehicle, you'll owe the full amount of the loan, or the balance of the lease payments. Usually, it's less than the vehicle's fair market value, and that's all your IA auto insurance company will pay. But ask your Grimes agent about gap insurance, which pays the difference between fair market value and what you owe. Big consideration for a lease.Remember, you have to return your leased vehicle in excellent condition and may need to do all the vehicle manufacturer's recommended service and maintenance or face penalties. So see your local advisor at your Grimes auto repair shop or Grimes Tire and Auto Center on a regular basis, get the required work done and save the service records. It's well worth it.
Grimes Tire and Auto Center 1100 1st Street Grimes, IA 50111 515.986.2221
Grimes Tire & Auto Center is a pillar of the community. Grimes Tire & Auto Center is a leader in offering name brand tires, wheels, and auto repair services for customers in Grimes, IA, Johnston, IA, Urbandale, IA, and surrounding Des Moines areas. Our mission is to provide the highest quality vehicle maintenance and repair service at a competitive price. Grimes Tire & Auto Center employs a well-trained staff specializing in automotive repairs on passenger cars, performance vehicles, SUVs and light trucks. Take this opportunity to browse our website or call us for personalized service.